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Personal Banking

Get to know the local banks and loan procedures in Malta

Banking Services in Malta – How to open a bank account?

For you to open an account, you have to physically visit a branch, and it is recommended that you phone ahead to make an appointment. There are some documents that you need to successfully open

4 Of The Best Banks in Malta for Expats

If you’re an expat in Malta looking for a suitable bank, you have several alternatives to choose from ranging from international banks to small local banks. In case you want to focus on the best option

Getting a Loan to Buy Property in Malta – The 5 Steps

Almost everyone thinks about one day buying their dream home, or running a business from their own shopfront or offices. If you could afford buying property in Malta outright, without getting a loan, might be the best way to make this purchase. But most of us require a loan to achieve this goal.

Mortgage in Malta – What Expats Need To Know

A concise guide for expats in Malta who are seeking mortgage finance to buy property in Malta or re-mortgage an existing property in Malta. We recommend that you read this guide before you apply to the bank.

What Expats in Malta Need to Know About Foreign Exchange

When looking into foreign exchange in Malta you should know the local currency is the Euro (EUR), which means its monetary policies are issued by a separate financial institution – the European Central Bank (ECB).

Wealth Management – Information For Expats in Malta

Wealth management is often a concern for expats in Malta, and the country is establishing itself as one of the world’s leading offshore financial centres. Services on offer within Malta range from tax planning, private banking services and asset protection, to traditional money lending and investment management.

Malta’s Currency – Where to Exchange Your Currency?

Malta’s currency is the Euro and it was adopted on the 1st of January in 2008, 4 years after the country joined the European Union. The majority of countries in the EU use the Euro with eleven of the member states adopting it when it was first introduced on the 11th of January in 1999.

Getting a Personal Bank Loan When Moving To Malta

You may think that it’s a crazy idea to get a personal bank loan when you are abroad. A lot of people assume that it is almost impossible to borrow if you are a foreigner – even some expats think that. It is true that it can be hard to do, particularly for someone who is an expat. It is not impossible though, despite the ideas that get perpetuated.

Banks in Malta – Most Common Frequently Asked Questions

Banking and the processes adopted by banks in Malta might be overwhelming for new expats coming to the island. In this article you will learn about the most common frequently asked questions when dealing with banks in Malta.

Everything Expats in Malta Need to Know About Money Transfers

Good news for expats in Malta looking to transfer money: as guaranteed by freedom of capital under EU law, there are no particular restrictions in money transferring, both for incoming and outcoming transfers.

Personal Tax in Malta – Advice for Expats

The Maltese government is keen to encourage people from overseas to become residents in their country. Recognising the economic and social benefits of immigration, the government offers an attractive tax structure tailored to foreign visitors from inside and outside the European Union.

Malta Income Tax Rates – Which Rate should you Pay?

Before becoming an expat and either working or retiring in Malta, taxation will likely be one of your biggest concerns. It is; therefore, best to be aware of the tax system in Malta before expatriating.

Malta Tax Treaties For Expats

Tax treaties protect taxpayers from getting taxed twice when money passes between countries. The Malta Tax Treaty is important to be aware of, for people with investments outside of the country. They protect investors when they bring their money into Malta.

A Guide to some of the Best Restaurants in Valletta

he capital city of Malta and UNESCO World Heritage Site, Valletta, has so much to offer its residents and visitors. The capital was established in the 16th century, by the Knights of St John. Primarily it was known for its museums, churches and palaces, however, nowadays, it’s also becoming a hub for high-end entertainment such as boutique hotels, lounges, shopping and fine dining restaurants.

Valletta, Malta’s capital city and UNESCO World Heritage Site

The Maltese capital has an instant charm that may remind you of Venice and maybe even Prague in one fell swoop. Dripping with charisma and oozing an undeniable historical vibe, it is a place where baroque charm comes to life before your eyes.

Sliema – Modern & Central Town

To the northeast of Malta resides Sliema. It is beside the town of St. Julians. The town used to be where Malta’s upper-class and aristocracy resided. Yet, today the area is most popular for its shopping centers, bars, restaurants, and hotels. The town got its name from a chapel, which was built in dedication to Stella Maris in 1855.